Want lower interest rates on your loans?
Want better insurance rates?
Want utilities in your name, without having to pay a deposit?
Want an unsecured credit card with low APR?
Are you ready to get the best deals? If you answered YES to any of these questions, then you’re ready. And to get there, that means you need to improve your credit score. Why? Because having a good credit score can make life easier by allowing you to get credit when you need it and save you money.
Here are 3 things you need to do NOW to start improving your credit score:
- Don’t close unused credit cards – you’ll lose that credit history and reduce your available credit
- Have a mix of different types of credit
- Clear up any collection accounts
And if you’re a renter, did you know that your rent payments can help improve your credit score? So, how to get your landlord to report rent payments to the credit bureaus? You can sign up for rent reporting services like RentReporters.