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One of the biggest obstacles to financial security is a heavy debt load. The average American household with debt carries a $15,675 balance on their credit cards. At an 18% average interest rate, the interest alone costs $2,630 each year. This is a huge financial burden. Imagine what you could do if you had that—Read More
Despite the amount of press coverage around the popularity of auto ride sharing services, most US households still want a car of their own – even young adults or millennials. With 84% of new cars purchased with financing, people are borrowing more than ever. Between 2014 and 2015, total auto loan debt in the US—Read More
Even with clean credit card payment histories, your credit score might be down due to the “debut usage” or “utilization” ratio.
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