3 Things That Can Negatively Affect Your Credit Score

Keeping tabs on your credit score can be difficult, especially if you don’t know what’s hurting it. So, whether you want to increase your credit score, fix mistakes on your report, or repair credit issues of the past, here are 3 things you need to know that can negatively affect your credit: Closing Old Credit—Read More

3 Credit Tips You Need to Know NOW

Being financially responsible has many benefits, like having access low APR offers on auto loans, not having to pre-pay for your utilities, and being approved for a home mortgage. To get there, you need to have a long-term plan that includes credit monitoring and management. Here are 3 credit tips you need to know NOW:—Read More

3 Credit Score Myths You Can’t Afford to Believe

You probably have a general idea of how to get a good credit score – like by paying your bills on time, avoiding excessive debt, and not applying for too many credit cards. But there are also a lot of credit myths out there, and these myths can prevent you from maximizing your credit score.—Read More

FICO vs. VantageScore: Credit Inquiries

You’ve probably heard this before – don’t open too many credit cards all at once because it can negatively impact your credit score. And in case you’re wondering why, it’s because every time you apply for a new credit card, the lender does a hard credit inquiry to check your credit worthiness. With FICO and—Read More