Changing the Credit Playing Field to Reflect Modern Life

There is a big problem with the U.S. lending system. The people who can least afford large debt payments face the highest borrowing costs. And while these people are clearly the most financially vulnerable, they are often the most credit responsible. They must be if they often have to pay back loans at 26 percent—Read More

How to Save Money By Consolidating Your Credit Card Debt

One of the biggest obstacles to financial security is a heavy debt load. The average American household with debt carries a $15,675 balance on their credit cards.  At an 18% average interest rate, the interest alone costs $2,630 each year. This is a huge financial burden. Imagine what you could do if you had that—Read More

How to Save Thousands of Dollars on Your Car Loan

Despite the amount of press coverage around the popularity of auto ride sharing services, most US households still want a car of their own – even young adults or millennials.  With 84% of new cars purchased with financing, people are borrowing more than ever. Between 2014 and 2015, total auto loan debt in the US—Read More