Was Able To Close On My Home
Several months ago my wife and I found out our credit score was in the low 600’s. We were told in December of 2015 that with the current score we would not qualify for a home loan. At this time we started to do everything in our power to raise our credit score. We paid down credit cards, checked our credit report and even became authorized users on each other’s credit cards. We stumbled across Rent Reporters in February and immediately signed up.
Our lease payment was $1700 and was not being reported as positive credit. Once we signed up just a few days later I saw the rent we were paying show up on our credit report. Rent reporters also reported the rent for the amount of time we had been living in that address which was about 18 months. We immediately saw an improvement in our credit. Another area it helped us was with our underwriter. The underwriter who ultimately approved our loan was able to see from our credit report that we had been on time with our payments to our landlord. In June of this year we were able to close on our home. Rent reporters was a big factor in raising our credit score to 691 that helped us qualify with multiple banks. I would recommend Rent reporters to anyone looking to raise credit score.
I Was Approved For A Mortgage
My credit took a nose dive after a divorce. I heard of rentreporters.com and decided to give it a try. They were able to report 2 years of previous rental history and helped boost my credit score by more than 70 points. Since my divorce, I’ve remarried and we’ve added a beautiful daughter to our family. We’ve now been approved for a mortgage. Rentreporters.com has impacted our lives, by helping to improve our credit! Thank you Rent Reporters.
My Score Jumped 20 Points
My wife and I were looking to buy a home for our family. We have four children, and for me, I wanted to settle in what was “our” home to provide everyone with a sense of security and stability. Sometimes, that can be hard to do when you’re renting, especially with young children. Within a week of signing up with RentReporters, the reporting of my rental payments showed in my credit report. I saw that my score jumped by up to 20 points. In four months, my credit score went from 610 to 695!
Secured A Mortgage
Its amazing how transparent the process was, I got an alert on every phase during the rent reporting and it also reflected right away on my credit report (referenced by Credit Karma). Your customer service team was amazing and was polite and respectful while communicating with my landlord. And that’s what you need with great product.
With great product you need great customer service which no doubt rent reporter has. Thank you for wonderful support for boosting up my credit and helping me secure a mortgage with competitive rates.
Confident That I Can Get A Home Mortgage
Part of the problem was that I had little understanding of credit. All I really knew was that credit was important, but I didn’t know the different ratings and how they worked, what was a revolving account, importance of on time payments, and why closed accounted mattered. I didn’t know what was impacting my score and how.
I learned about RentReporters and how reporting my on time rent payments could build my score. So, I signed up, and in about 15 days, my score went up 44 points to 610!
Score Improved 87 Points
I’m a disabled veteran. As the doctor bills piled up and I had difficulty keeping up with those payments, my credit score took a hit. And with my low credit score, I was denied credit cards. Also, I wanted to buy a home, but I knew that I wouldn’t be approved for the best deal with my low credit score.
I signed up for RentReporters in March, and today, my credit score has improved by 87 points!