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Lower Interest Rates

With a fair credit score, the interest rate on a used car is about 17%, and for a new car it's 3.5%. Your monthly payment would be the same for a $24,000 used car as it would be for a $35,000 new car!

RentReporters adds a powerful tradeline to show your consistent on-time rent. For $9.95 a month, we'll continue to report your rent as you work to achieve your financial goals. 

Reporting your rent strengthens your credit so that you can drive away in your new car at an affordable rate!

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Our Promise to You

We are committed to helping you get the credit you deserve. If you are not delighted with your score change, we will gladly issue a refund.

Quality in everything that we do, every day.

 

Service that makes a difference.

 

Satisfaction guaranteed.

A New Car Can Cost Less Than a Used Car

New cars come with better rates and lower maintenance costs.  To finance a new car, you need strong credit.  And the smart way to build your credit is to report your on-time rent payments to the credit bureaus.  That's #RentWellSpent

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Ashley H

I’ve received better interest rates on car loans and credit cards.

RentReporters is an easy and convenient service that gave me access to better interest rates on car loans and credit cards. Being a renter for 10 years does come with benefits and now I feel confident about my financial future!

Tyler C

My score jumped 125 points after joining RentReporters and it helped me qualify for multiple credit cards and also made purchasing a car a reality.

This is huge since I’ve been without a car for years! The RentReporters team always made sure that my payments were consistently reported to the bureaus. After renting for over 5 years, I’m considering buying a house; something I never saw as a possibility for myself before!

Darnell A

Prior to signing up with RentReporters, my score was in the low 500s.

Now it’s leaped to the near 700s! RentReporters made my rent payments count towards my credit and I just watched my score rise every month. Due to the improvement in my score, I have access to higher card limits and lower interest rates on my new truck. For the first time in my life I have a grasp on financial freedom.

Less Maintenance and Peace of Mind

Maintenance costs are covered under warranty for new cars which means less out of your pocket.   That kind of peace of mind starts with your credit.

Let's Elevate Your Credit

When you sign up, we add a rental tradeline with 24 months of on-time payments to your credit profile within just 10 days. No gimmicks. Every month after, we'll continue to update your credit report to show your good payment history.

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FAQ

How does RentReporters work?

Upon verification of your identity, we work with your landlord to confirm your on-time rent payments. We report up to 24 months of rent history to the credit bureaus, creating a new tradeline that reflects not just your great payment history but also your length of credit. As you continue to pay your rent each month, additional positive history is added to your tradeline each month.

I already pay my rent payments on time, why would I need RentReporters?

That’s exactly why you need us! While late payments are routinely reported, on-time payments are not reported to the credit bureaus by your landlord. RentReporters fixes that to make sure you get credit for the rent you pay on time every month.

How does this improve my credit score?

A brand new tradeline is created to reflect your on-time rent payments. This new rental tradeline not only positively reflects on your payment history but also your length of credit history.

This is powerful because payment history accounts for about 35% of your credit score, length of credit history is about 15% and your credit mix is about 10%.

This means RentReporters positively affects about 60% of your credit score!

Will this affect my debt to income ratio?

Reporting your rent does not affect your debt-to-income ratio. The rent you pay is already included in your DTI. A rental tradeline simply reports to the credit bureaus the payments you already make, and does not count as an additional debt.

Simple pricing, big impact.

No hidden costs, no long-term commitments

choose your plan
best value

Monthly Plan

$9.95 per month

+$94.95 signup fee

Enroll Now
View Features
Free Credit Score

Free access to your most recent TransUnion credit score so that you can see how much your score went up.

Credit Dashboard

Manage your account, view your credit score, and get credit tips.

Personal Credit Specialist

A dedicated credit specialist to assist you on your path to better credit.

24 months of Rent History

24 months of rent history reported to TransUnion and Equifax.

Monthly Reporting

We update your rental tradeline to reflect your on-going rent payments. Cancel at any time.

Expert Financial Literacy Resources

Keep your credit healthy with access to our financial tips and resources.

Expedited Reporting With RentCheck

This free service allows us to automatically verify your rent payments, limiting contact with your landlord.

Spouse/Roommate Discount

Spouses and Roommates can sign up at a discounted fee of $50.

Additional Landlord

Add an additional landlord for $50.

best value

Annual Plan

$7.95 per month

+$94.95 signup fee

Enroll Now
View Features
Free Credit Score

Free access to your most recent TransUnion credit score so that you can see how much your score went up.

Credit Dashboard

Manage your account, view your credit score, and get credit tips.

Personal Credit Specialist

A dedicated credit specialist to assist you on your path to better credit.

24 months of Rent History

24 months of rent history reported to TransUnion and Equifax.

Monthly Reporting

We update your rental tradeline to reflect your on-going rent payments. Cancel at any time.

Expert Financial Literacy Resources

Keep your credit healthy with access to our financial tips and resources.

Expedited Reporting With RentCheck

This free service allows us to automatically verify your rent payments, limiting contact with your landlord.

Spouse/Roommate Discount

Spouses and Roommates can sign up at a discounted fee of $50.

Additional Landlord

Add an additional landlord for $50.

VIP Expedited Reporting (3-5 days)

* Included for free in annual plan