The Journey to Better Credit
I moved to the United States in 2014, and in December of that year, I received my first credit card. I was not happy with the credit card, so I decided to close it. During this time, I was also shopping around to buy a house, and unfortunately, I did not know that canceling my credit card would negatively impact my credit score. In fact, my credit score plummeted by over 40 points, from 701 to 660!