Understanding how credit works can be confusing for those who are just starting their credit building journey. If you ask “what’s the best way to build your credit” it's likely you’ll hear about applying for a credit card with the hopes that over time, you might be able to raise…

What is a rental scam? Unfortunately, rental scams are fast growing schemes where a fake listing agent or real estate broker tries to get someone to sign a lease or send a deposit payment for a property that isn’t actually available for rent. Usually the money is asked to be…

If you're a first-time renter, you may be wondering if you need renters insurance. While your landlord's insurance policy may cover the structure of the rental unit itself, it likely doesn't extend to your personal belongings or liability in case someone is injured while on your property. That's where renters…

Renters insurance is a type of insurance specifically for people who rent their homes. It can cover your personal belongings in the event of damages caused by fire, smoke, water, theft, or vandalism. Renters' insurance can also provide liability coverage in the event that someone is injured while on your…

Most people are familiar with the concept of home insurance, but renters insurance tends to be less understood.  For some renters, having insurance is just as crucial as for homeowners.  It's a mistake to assume that their landlord's insurance will cover their belongings in the event of a fire or…

The federal reserve continues to raise interest rates, affecting adjustable-rate debt, such as credit cards and auto loans. The Fed warned that there would be more increases this year.  Consider paying off those high-interest debts now before it becomes harder and more expensive to do so. Financial advisers suggest paying…

Saving enough money for a down payment can be one of the most challenging parts for potential home buyers. Having an idea of how much you will need is helpful, but how much of a down payment do you REALLY need? This depends on various factors, such as the house…

Many first-time home buyers unintentionally make several mistakes in the mortgage and home-buying process. So when buying a house, you must follow a few best practices and avoid common mistakes to ensure your home buying process is smooth and successful.  Here are some of the most common mistakes to avoid. …

Buying a home is one of people's biggest life goals, and saving up enough money for it can feel like a hefty task. However, having a saving plan can help you put away the amount you need for a down payment on the home of your dreams. We'll show you…

As consumers, we’re likely to incur various debts across different accounts. Whether you’re newly out of college or securing a car loan, you’ll need to come up with a plan to pay down the slew of balances accumulated over time, such as student loans, car loans, credit card balances, etc.…