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If you’re new to credit or don’t have a long history of using credit, then knowing the difference between FICO and VantageScore is really important. For instance, did you know that it can take less time to establish a credit score with VantageScore than FICO? That means if you open a new credit account, you—Read More
Jonathan Weary, Entrepreneur Why I Joined RentReporters: My credit score was low – in the 400 and 500 range – and it just kept going down because of all the credit inquiries. So, I decided to try to build my score by using a credit repair service, but I didn’t get any positive results with them.—Read More
Did you know that there is more than one scoring model to calculate your credit score? The two main models are: FICO and VantageScore. So, when it comes to calculating your score, you can have more than one. It’s important to know that FICO and VantageScore share some similarities. For instance, both use the same—Read More
You’ve been busy building your credit score, and now that your score is in good standing, you need to take the right steps to keep and maintain your score. 3 helpful tips to maintain your score: Keep your old credit cards open so that you have a longer credit history Consolidate credit cards so that—Read More
