Frequently Asked Questions

If you have additional questions, please contact us >

There are 4 simple steps to reporting your rent to the credit bureaus.
1. Verification of your identity and rent payments: We need basic information such as your social security number, date of birth, address, and your landlord's contact information.

2. Verification of your rent payments with your landlord: We work directly with your landlord to verify their identity and confirm your on-time rent payments both over the last 24 months, and in the months to come. For a fee of $50 each, we can verify and report rent payments made to additional landlords you have leased from within the past 2 years.

3. Reporting to credit bureaus: We report your rent history to TransUnion and Equifax.

4. Rental tradeline added to your credit report: Your new tradeline will be added to your credit report within 5-7 days. As you continue to pay your rent each month, additional positive history is added to this tradeline monthly. This is why it is important to keep your subscription paid and current every month.

For thousands of RentReporters’ customers, the average increase they see is 40 points. We can't predict a specific score because the scoring models are proprietary and we can't predict an outcome in any one situation. We do think you'll be inspired by the stories of our customers and the dramatic changes they have experienced.

Yes, we provide you a free credit score immediately before we initially report your rent history and then again immediately after it is added so that you can see how much your score changed. We also will provide you an updated score monthly thereafter.

A new tradeline called “RentReporters/Residence” will appear on your credit report within 5 days after rental verification and landlord validation. Most customers see an average initial change of 40 points.

RentReporters offers a satisfaction guarantee. If you not entirely satisfied after we report your initial rent history we will issue a full refund. Simply notify us within 48 hours of your credit report being updated and we will process a refund. You will find the complete details of our refund policy in our terms of use.

There is a one-time enrollment for reporting up to 2 years of rental payment. The monthly subscription of $9.95 is for the ongoing reporting of your monthly rent payments. Your first month will be billed at the time we are ready to report your initial history and your account must be in good standing for us to report your initial history. As with any credit report tradeline, the more months of data, the greater the potential impact on your score. Additionally, we will be providing you an updated credit score each and every month at no additional charge.

Your RentReporters Dashboard is your home for everything that is about reporting your rent. Follow your progress real-time as we validate your rent history. You will update billing information and contact information here as well.

Your landlord is vital to reporting your rent history. We rely on the landlord to verify your payment history and lease details.

We are not a credit repair service. We do provide you with the most effective way to quickly improve your credit score.

What is Rent Check?

RentCheck is our free service that allows us to automatically verify your rent transactions for tenants who pay their rent electronically. This limits contact with your landlord and can expedite your rental verification.

Any rent payments that are paid through an online portal, bank transfers to a third party payment service like Venmo and the Cash app, or debit card transactions qualify as electronic payments.

You will have an option to enroll RentCheck during the sign up process. Just link the bank account you use to pay your rent to your RentReporters account up.

If you miss this step, you can enroll at any time from your RentReporters dashboard.

Yes! RentCheck can also able to verify rent payments that are done by paper check and in some cases, even cash payments. Call our team to see if you qualify.

Reach out to your account specialist and they will further assist you.

Now Reporting to Equifax

Our reporting to Equifax is live!!

No, the additional reporting is included in your monthly subscription.

Yes, once we obtain your Landlord consent we can begin reporting.

Not at this time, we hope to release the functionality in the very near future, so stay tuned.

Accept the updated terms of service on your RR dashboard and you will be good to go once your Landlord has provided their consent.

Not at this time. You can view your Equifax score at www.creditkarma.com.

Krystal

I never knew that my rent could be reported to the credit bureaus to improve my score. So, I signed up, and in two weeks, my score went up over 30 points!

I would recommend RentReporters to others who are looking to improve their credit. I believe in what they do, and they were able to help me, so I decided to become a RentReporters Brand Ambassador!

—Read More

Krystal

I never knew that my rent could be reported to the credit bureaus to improve my score. So, I signed up, and in two weeks, my score went up over 30 points!

I would recommend RentReporters to others who are looking to improve their credit. I believe in what they do, and they were able to help me, so I decided to become a RentReporters Brand Ambassador!

Raul

My wife and I were looking to buy a home for our family. We have four children, and for me, I wanted to settle in what was “our” home to provide everyone with a sense of security and stability. Sometimes, that can be hard to do when you’re renting, especially with young children. Within a week of signing up with RentReporters, the reporting of my rental payments showed in my credit report. I saw that my score jumped by up to 20 points. In four months, my credit score went from 610 to 695!

—Read More

Raul

My wife and I were looking to buy a home for our family. We have four children, and for me, I wanted to settle in what was “our” home to provide everyone with a sense of security and stability. Sometimes, that can be hard to do when you’re renting, especially with young children. Within a week of signing up with RentReporters, the reporting of my rental payments showed in my credit report. I saw that my score jumped by up to 20 points. In four months, my credit score went from 610 to 695!

Lindsay

Like many people my age, I graduated from high school and started college. As a college student, most of my time is focused on studying, pursuing extracurricular activities and I am living on my own for the first and gaining newfound independence as a young adult.

I knew that if I wanted to take responsibility for my financial independence, I would need to start learning about the importance of credit, how to start building credit, and how credit can help me get what I want in life. I signed up for RentReporters in July 2016, and they reported my rent going back to August 2015. In less than 48 hours, I went from being credit invisible to a credit score of 658!

—Read More

Lindsay

Like many people my age, I graduated from high school and started college. As a college student, most of my time is focused on studying, pursuing extracurricular activities and I am living on my own for the first and gaining newfound independence as a young adult.

I knew that if I wanted to take responsibility for my financial independence, I would need to start learning about the importance of credit, how to start building credit, and how credit can help me get what I want in life. I signed up for RentReporters in July 2016, and they reported my rent going back to August 2015. In less than 48 hours, I went from being credit invisible to a credit score of 658!