Frequently Asked Questions

If you have additional questions, please contact us >

There are 4 simple steps to the rent reporting process.
1. Verification of your identity and rent payments: On your application, we need basic information such as your social security number, date of birth, address, and your landlord’s contact information. Your social security number ensures that your rent history is clearly matched with your credit profile.

2. Verification of your rent payments with your landlord: We work directly with your landlord to verify their identity and confirm your on-time rent payments both over the last 24 months, and in the months to come. For a fee of $50 each, we can also verify and report rent payments made to multiple landlords within the past 2 years.

3. Rent reporting to credit bureaus: We report your rent history to Transunion, one of the major credit bureaus. You receive an email notification when this is completed. We anticipate also reporting to both Experian and Equifax in the near future.

4. Tradeline creation on your credit report: A new tradeline is created on your credit report within 5-7 business days. You receive a notification when this is completed. As you continue to pay your rent each month, more information is added to this tradeline. This is why it is important to keep your subscription paid and current every month.

For thousands of RentReporters’ customers, the average increase they see in as little as 10 days is 35-50 points. We don’t run the credit scoring models owned and used by the credit bureaus, so we are unable to predict the change in your score. We do think you’ll be inspired by the stories of our customers and the dramatic changes they have experienced.

A new tradeline called “RentReporters/Residence” will appear on your credit report within 5 days after rental verification and landlord validation. Most customers see an average initial change of 35-50 points in their credit score within 10 days.

Based on the positive results we have seen from thousands of customers, we’re confident that you’ll see a significant increase in your score. If you are not happy with the change you see within 48 hours after the addition of the “RentReporters/Residence” tradeline to your credit report, we’ll issue you a full refund. You will find the complete details of our refund policy in our terms of use.

It’s important for you to know that when this refund is processed, we’ll simultaneously be REMOVING your rental history from your credit report, which will also adjust your credit score back to where it would have been had the rent not been reported.

The one-time enrollment fee pays for landlord verification and reporting up to 2 years of rental payment history to the credit bureaus. The monthly subscription fee of $9.95 is for the reporting of your ongoing rent payments. Your first month will be billed immediately at the time we are ready to report your initial history. Your account must be in good standing for us to report your initial history. As with any credit report tradeline, the more months of data, the greater the impact can be on your score.

Account information such as a change in address or billing information can be made through our online ticketing system. You can also contact your dedicated customer service rep with any questions. Or visit our contact page.

To prevent any fraud, we need to independently verify the identity of your landlord, who then verifies tenant and rent payment history information. This is what enables us to take the next step of reporting your 2-year history and ongoing rent payment to the credit bureaus.

We are not a credit repair service. We do provide you with the most effective way to quickly improve your credit score while you may be working with a credit repair service on other issues that take longer to resolve.

In the often competitive world of getting that one special dream rental, it can be to your advantage to have a document in hand that you can give your potential landlord that verifies your history of on-time rent payments. Your future landlord will certainly be pulling this information to evaluate you as a potential tenant. Additionally, your rental history can also effect your access to a home mortgage when you do decide to buy, and even for simpler credit transactions when you want to secure the most favorable terms.

A Rent History Certificate is provided by RentReporters as part of our 'Premium Plan."

What is Rent Check?

RentCheck is our free service that allows us to automatically verify your rent transactions for tenants who pay their rent electronically. This limits contact with your landlord and can expedite your rental verification.

Any rent payments that are paid through an online portal, bank transfers to a third party payment service like Venmo and the Cash app, or debit card transactions qualify as electronic payments.

You will have an option to enroll RentCheck during the sign up process. Just link the bank account you use to pay your rent to your RentReporters account up.

If you miss this step, you can enroll at any time from your RentReporters dashboard.

Yes! RentCheck can also able to verify rent payments that are done by paper check and in some cases, even cash payments. Call our team to see if you qualify.

Reach out to your account specialist and they will further assist you.

Now Reporting to Equifax

Our reporting to Equifax is live!!

No, the additional reporting is included in your monthly subscription.

Yes, once we obtain your Landlord consent we can begin reporting.

Not at this time, we hope to release the functionality in the very near future, so stay tuned.

Accept the updated terms of service on your RR dashboard and you will be good to go once your Landlord has provided their consent.

Not at this time. You can view your Equifax score at www.creditkarma.com.

Gloria

Before I came to the United States, I understood little about credit. I knew the basics, like you needed to have a good credit score if you wanted to buy a home. As one of the millions with a low credit score, I did not have access to what many people may take for granted. I was repeatedly denied when I applied for a credit card. Additionally, because of my low credit score, I knew that I would not be approved for a good loan to buy a home or a car

Then, I heard about RentReporters. I never knew that reporting my on-time rent payments could help me improve my credit score. So, I signed up, and in one week, my score increased by 30 points!

—Read More

Gloria

Before I came to the United States, I understood little about credit. I knew the basics, like you needed to have a good credit score if you wanted to buy a home. As one of the millions with a low credit score, I did not have access to what many people may take for granted. I was repeatedly denied when I applied for a credit card. Additionally, because of my low credit score, I knew that I would not be approved for a good loan to buy a home or a car

Then, I heard about RentReporters. I never knew that reporting my on-time rent payments could help me improve my credit score. So, I signed up, and in one week, my score increased by 30 points!

Donna

I wish to say and send a shoutout to RentReporters.com a hearty “THANK YOU”. I never knew this type of service existed. I only wish I had known about it awhile back. Your information was right on target. I sent them the information, and my landlord was contacted within a short time. Once my information was verified, transmitted to the credit bureaus, my credit score went up. TransUnion went up the most by 80 points! OMG! My Experian went up by 10 points. I’m still working on repairing my credit, but RentReporters was and is an excellent step in the right direction. SO sign up for their service. You won’t regret it.

—Read More

Donna

I wish to say and send a shoutout to RentReporters.com a hearty “THANK YOU”. I never knew this type of service existed. I only wish I had known about it awhile back. Your information was right on target. I sent them the information, and my landlord was contacted within a short time. Once my information was verified, transmitted to the credit bureaus, my credit score went up. TransUnion went up the most by 80 points! OMG! My Experian went up by 10 points. I’m still working on repairing my credit, but RentReporters was and is an excellent step in the right direction. SO sign up for their service. You won’t regret it.

Leonardo

I was introduced to RentReporters.com by CreditKarma on February this year. Back then it was my first month after being transferred to the USA. I know how credit score and credit history are a complex thing here and there was no way I could live on paying foreign credit card currency exchange rates and taxes.

I could also have applied for a secured credit card, but why put $100 on a secured card if I can pay a few dollars/month to get my rent reported?

With RentReporters I got a bump up on my credit score (up ~11 Transunion and ~3 on Equifax) and one addition to my total accounts number. Now I got a non secured credit card, a good credit and can’t even keep track of how many credit card offers I get in my mailbox every month.

RentReporters even offered me the opportunity to report all my rental payments from the beginning of my contract, which would have also bumped up the age of credit history factor – just didn’t do it because my contract was recent, but that’s awesome for whoever is building credit. And I just can’t wait till you guys are able to report my old lease contracts!

—Read More

Leonardo

I was introduced to RentReporters.com by CreditKarma on February this year. Back then it was my first month after being transferred to the USA. I know how credit score and credit history are a complex thing here and there was no way I could live on paying foreign credit card currency exchange rates and taxes.

I could also have applied for a secured credit card, but why put $100 on a secured card if I can pay a few dollars/month to get my rent reported?

With RentReporters I got a bump up on my credit score (up ~11 Transunion and ~3 on Equifax) and one addition to my total accounts number. Now I got a non secured credit card, a good credit and can’t even keep track of how many credit card offers I get in my mailbox every month.

RentReporters even offered me the opportunity to report all my rental payments from the beginning of my contract, which would have also bumped up the age of credit history factor – just didn’t do it because my contract was recent, but that’s awesome for whoever is building credit. And I just can’t wait till you guys are able to report my old lease contracts!