Frequently Asked Questions

If you have additional questions, please contact us >

There are 4 simple steps to reporting your rent to the credit bureaus.
1. Verification of your identity and rent payments: We need basic information such as your social security number, date of birth, address, and your landlord's contact information.

2. Verification of your rent payments with your landlord: We work directly with your landlord to verify their identity and confirm your on-time rent payments both over the last 24 months, and in the months to come. For a fee of $50 each, we can verify and report rent payments made to additional landlords you have leased from within the past 2 years.

3. Reporting to credit bureaus: We report your rent history to TransUnion and Equifax.

4. Rental tradeline added to your credit report: Your new tradeline will be added to your credit report within 5-7 days. As you continue to pay your rent each month, additional positive history is added to this tradeline monthly. This is why it is important to keep your subscription paid and current every month.

For thousands of RentReporters’ customers, the average increase they see is 40 points. We can't predict a specific score because the scoring models are proprietary and we can't predict an outcome in any one situation. We do think you'll be inspired by the stories of our customers and the dramatic changes they have experienced.

Yes, we provide you a free credit score immediately before we initially report your rent history and then again immediately after it is added so that you can see how much your score changed. We also will provide you an updated score monthly thereafter.

A new tradeline called “RentReporters/Residence” will appear on your credit report within 5 days after rental verification and landlord validation. Most customers see an average initial change of 40 points.

RentReporters offers a satisfaction guarantee. If you not entirely satisfied after we report your initial rent history we will issue a full refund. Simply notify us within 48 hours of your credit report being updated and we will process a refund. You will find the complete details of our refund policy in our terms of use.

There is a one-time enrollment for reporting up to 2 years of rental payment. The monthly subscription of $9.95 is for the ongoing reporting of your monthly rent payments. Your first month will be billed at the time we are ready to report your initial history and your account must be in good standing for us to report your initial history. As with any credit report tradeline, the more months of data, the greater the potential impact on your score. Additionally, we will be providing you an updated credit score each and every month at no additional charge.

Your RentReporters Dashboard is your home for everything that is about reporting your rent. Follow your progress real-time as we validate your rent history. You will update billing information and contact information here as well.

Your landlord is vital to reporting your rent history. We rely on the landlord to verify your payment history and lease details.

We are not a credit repair service. We do provide you with the most effective way to quickly improve your credit score.

Yes! Be sure to let your customer service representative know that you are subleasing by emailing us at [email protected]

What is Rent Check?

RentCheck is our free service that allows us to automatically verify your rent transactions for tenants who pay their rent electronically. This limits contact with your landlord and can expedite your rental verification.

Any rent payments that are paid through an online portal, bank transfers to a third party payment service like Venmo and the Cash app, or debit card transactions qualify as electronic payments.

You will have an option to enroll RentCheck during the sign up process. Just link the bank account you use to pay your rent to your RentReporters account up.

If you miss this step, you can enroll at any time from your RentReporters dashboard.

Yes! RentCheck can also able to verify rent payments that are done by paper check and in some cases, even cash payments. Call our team to see if you qualify.

Reach out to your account specialist and they will further assist you.

Now Reporting to Equifax

Our reporting to Equifax is live!!

No, the additional reporting is included in your monthly subscription.

Yes, once we obtain your Landlord consent we can begin reporting.

Not at this time, we hope to release the functionality in the very near future, so stay tuned.

Accept the updated terms of service on your RR dashboard and you will be good to go once your Landlord has provided their consent.

Not at this time. You can view your Equifax score at www.creditkarma.com.

Shelly

My credit took a dive after my husband and I separated. While we were married, all the bills were under my name, and he paid the bills. When we separated, he suddenly stopped paying them, and as a result, my credit score went down to the low 600s!

After I read about RentReporters, I decided to sign up. Before then, I didn’t know my rent payments could be reported to the nationwide credit reporting agencies to help build up my credit score. Within two to three weeks of becoming a RentReporters customer, my credit score went up, and today, my score went from 624 to 716!

—Read More

Shelly

My credit took a dive after my husband and I separated. While we were married, all the bills were under my name, and he paid the bills. When we separated, he suddenly stopped paying them, and as a result, my credit score went down to the low 600s!

After I read about RentReporters, I decided to sign up. Before then, I didn’t know my rent payments could be reported to the nationwide credit reporting agencies to help build up my credit score. Within two to three weeks of becoming a RentReporters customer, my credit score went up, and today, my score went from 624 to 716!

D. Fisher

A friend of mine who is a brand ambassador for Rent Reporters was giving me some insight into the program and sharing some other credit repair tips, so I decided to give it a shot. After signing up, my score increased 75 points and I was blown away!! I expected a 30 to 40 point increase, but to see a 75 point increase was a game changer!!

Now, my life is back on track, and to make sure that there is no more fraudulent behavior, I regularly check my credit score. With my improved score, I plan to apply for a line of business credit.

—Read More

D. Fisher

A friend of mine who is a brand ambassador for Rent Reporters was giving me some insight into the program and sharing some other credit repair tips, so I decided to give it a shot. After signing up, my score increased 75 points and I was blown away!! I expected a 30 to 40 point increase, but to see a 75 point increase was a game changer!!

Now, my life is back on track, and to make sure that there is no more fraudulent behavior, I regularly check my credit score. With my improved score, I plan to apply for a line of business credit.

Jonathan

My credit score was low – in the 400 and 500 range – and it just kept going down because of all the credit inquiries. So, I decided to try to build my score by using a credit repair service, but I didn’t get any positive results with them. This went on for one to two years, and I was frustrated with the lack of any progress.

I needed to do something to build and improve my credit score if I wanted to accomplish some of my goals. For instance, I’m an entrepreneur, entering the real estate business, but with a low credit score, I couldn’t get approved for a loan to purchase properties.

After feeling like I was just hitting a wall and getting nowhere, I remembered hearing about RentReporters a couple of years ago. I also had an old RentReporters email, so I went back and searched my emails, found it and contacted RentReporters – one of the best decisions ever! I signed up, and in a few days, my score increased to 677!

After Joining RentReporters:

With my new and improved credit score, I was approved for a loan, and as it turns out, I was approved by the lender who originally declined me. I’m now on my way to meeting my life goals and moving on with my real estate career, as I’m now acquiring new properties.

My Experience with RentReporters:

The team has been amazing, especially Angie who has been so helpful and always on top of getting my payment status from my landlord. What RentReporters did for me is a game changer. I highly recommend them to anyone who is looking to build and improve their credit score. They helped me, and if you pay your rent on time, they can help you, too.

—Read More

Jonathan

My credit score was low – in the 400 and 500 range – and it just kept going down because of all the credit inquiries. So, I decided to try to build my score by using a credit repair service, but I didn’t get any positive results with them. This went on for one to two years, and I was frustrated with the lack of any progress.

I needed to do something to build and improve my credit score if I wanted to accomplish some of my goals. For instance, I’m an entrepreneur, entering the real estate business, but with a low credit score, I couldn’t get approved for a loan to purchase properties.

After feeling like I was just hitting a wall and getting nowhere, I remembered hearing about RentReporters a couple of years ago. I also had an old RentReporters email, so I went back and searched my emails, found it and contacted RentReporters – one of the best decisions ever! I signed up, and in a few days, my score increased to 677!

After Joining RentReporters:

With my new and improved credit score, I was approved for a loan, and as it turns out, I was approved by the lender who originally declined me. I’m now on my way to meeting my life goals and moving on with my real estate career, as I’m now acquiring new properties.

My Experience with RentReporters:

The team has been amazing, especially Angie who has been so helpful and always on top of getting my payment status from my landlord. What RentReporters did for me is a game changer. I highly recommend them to anyone who is looking to build and improve their credit score. They helped me, and if you pay your rent on time, they can help you, too.