Frequently Asked Questions

If you have additional questions, please contact us >

There are 4 simple steps to the rent reporting process.
1. Verification of your identity and rent payments: On your application, we need basic information such as your social security number, date of birth, address, and your landlord’s contact information. Your social security number ensures that your rent history is clearly matched with your credit profile.

2. Verification of your rent payments with your landlord: We work directly with your landlord to verify their identity and confirm your on-time rent payments both over the last 24 months, and in the months to come. For a fee of $50 each, we can also verify and report rent payments made to multiple landlords within the past 2 years.

3. Rent reporting to credit bureaus: We report your rent history to Transunion, one of the major credit bureaus. You receive an email notification when this is completed. We anticipate also reporting to both Experian and Equifax in the near future.

4. Tradeline creation on your credit report: A new tradeline is created on your credit report within 5-7 business days. You receive a notification when this is completed. As you continue to pay your rent each month, more information is added to this tradeline. This is why it is important to keep your subscription paid and current every month.

For thousands of RentReporters’ customers, the average increase they see in as little as 10 days is 35-50 points. We don’t run the credit scoring models owned and used by the credit bureaus, so we are unable to predict the change in your score. We do think you’ll be inspired by the stories of our customers and the dramatic changes they have experienced.

A new tradeline called “RentReporters/Residence” will appear on your credit report within 5 days after rental verification and landlord validation. Most customers see an average initial change of 35-50 points in their credit score within 10 days.

Based on the positive results we have seen from thousands of customers, we’re confident that you’ll see a significant increase in your score. If you are not happy with the change you see within 48 hours after the addition of the “RentReporters/Residence” tradeline to your credit report, we’ll issue you a full refund.

It’s important for you to know that when this refund is processed, we’ll simultaneously be REMOVING your rental history from your credit report, which will also adjust your credit score back to where it would have been had the rent not been reported.

The one-time enrollment fee of $59.95 pays for landlord verification and reporting up to 2 years of rental payment history to the credit bureaus. The monthly subscription fee of $9.95 enables us to automatically verify and report your ongoing rent payments. As with any credit report tradeline, the more months of data, the greater the impact can be on your score.

Account information such as a change in address or billing information can be made through our online ticketing system. You can also contact your dedicated customer service rep with any questions. Or visit our contact page.

To prevent any fraud, we need to independently verify the identity of your landlord, who then verifies tenant and rent payment history information. This is what enables us to take the next step of reporting your 2-year history and ongoing rent payment to the credit bureaus.

It is very rare that a landlord or property manager is unwilling to work with us. If that happens, we will be unable to verify and report your rent history and will provide you with a full refund within 30 days.

We are not a credit repair service. We do provide you with the most effective way to quickly improve your credit score while you may be working with a credit repair service on other issues that take longer to resolve.

Michelle

A friend of mine works at RentReporters, and he told me about the company and how they work. Until then, I was not aware of RentReporters and that they could report my rent payments. Yet, I had always wondered why rent wasn’t being reported on credit reports. It seemed so logical to me. After all, you pay rent on time, and that’s the same as paying a bill on time. So, I decided to sign up.

It took about a week for them to get a hold of the property manager at the leasing company. Once RentReporters received my landlord verification, my credit score changed in about a week or two. In fact, my credit score has improved by 120 points!!!!

—Read More
January 2017

Michelle

A friend of mine works at RentReporters, and he told me about the company and how they work. Until then, I was not aware of RentReporters and that they could report my rent payments. Yet, I had always wondered why rent wasn’t being reported on credit reports. It seemed so logical to me. After all, you pay rent on time, and that’s the same as paying a bill on time. So, I decided to sign up.

It took about a week for them to get a hold of the property manager at the leasing company. Once RentReporters received my landlord verification, my credit score changed in about a week or two. In fact, my credit score has improved by 120 points!!!!

January 2017

Iam

In April of 2016, I paid $100 for the RentReporters service. My score at that time was around 400. About 30 days after signing up with RentReporters, my score moved up to 600! RentReporters takes a moment to upload the good credit report to your credit profile. Once done, the service is very effective. I would definitely recommend RentReporters.

—Read More
October 2016

Iam

In April of 2016, I paid $100 for the RentReporters service. My score at that time was around 400. About 30 days after signing up with RentReporters, my score moved up to 600! RentReporters takes a moment to upload the good credit report to your credit profile. Once done, the service is very effective. I would definitely recommend RentReporters.

October 2016

Chelda

Part of the problem was that I had little understanding of credit. All I really knew was that credit was important, but I didn’t know the different ratings and how they worked, what was a revolving account, importance of on time payments, and why closed accounted mattered. I didn’t know what was impacting my score and how.

I learned about RentReporters and how reporting my on time rent payments could build my score. So, I signed up, and in about 15 days, my score went up 44 points to 610!

—Read More
April 2017

Chelda

Part of the problem was that I had little understanding of credit. All I really knew was that credit was important, but I didn’t know the different ratings and how they worked, what was a revolving account, importance of on time payments, and why closed accounted mattered. I didn’t know what was impacting my score and how.

I learned about RentReporters and how reporting my on time rent payments could build my score. So, I signed up, and in about 15 days, my score went up 44 points to 610!

April 2017