Holiday Credit Tip 11: Know the Best Time to Buy

Want to save money on holiday spending? Then plan ahead and know the best time to buy.

With these few simple steps, you can save big money and have a debt-free holiday!

• Think ahead and buy your holiday décor and wrapping paper end of December and early January
• Look for end of season sales when retailers are clearing out their inventory
• Hold out for Free Shipping Day on December 18 for big discounts combined with free shipping

And of course, next year, don’t forget to look for great deals on Black Friday and Cyber Monday.

With careful planning, like knowing the best time to buy, you don’t have to go into debt with holiday spending.