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    Fannie Mae and Freddie Mac recently announced they will include rent payments in mortgage approval decisions.

    For most households, rent is the single largest monthly expense. Now that Fannie Mae and Freddie Mac consider your rent payment history as part of its underwriting process, you have a better chance of mortgage approval.

    But the market is more competitive than ever.

    Learn how to get the competitive advantage you need to close on your dream home faster and save thousands of dollars on interest with our free Dream Home Financial Checklist.

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    Start building credit with the rent you already pay.

    It takes a few minutes to enroll. Your next on-time payment could be the one that counts.

    Get started today →
    Score and timing figures on this site, including the average increase of about 40 points and time to update, reflect RentReporters customer data and are provided for general information. Individual results vary, depend on your full credit profile, and a specific score or outcome cannot be guaranteed. Rent must be verified before it is reported, and bureau processing times vary.