Holiday Credit Tip 2: Use Apps to Help Save Money

Credit Education

December 5, 2016
2 mins read


The holiday season can be expensive, resulting in credit card debt that can take months – if you not years – to pay off. In fact, according to Gallup’s November 2016 measure of U.S. holiday shopping, Americans expect to spend an average $752 on holiday gifts. So, how much money should you save for holiday spending?

How much money you should save is unique to your own situation, but there are many online tools and apps that can help you get there, such as:

Digit: With Digit, you don’t even need to think about how you can save money. Every 2 to 3 days, Digit automatically transfers some money from your checking account to your Digit savings, and before you know it, you’ll have saved up enough money for debt-free holiday shopping!

Acorns: Have some spare change? Let Acorns invest it for you. Acorns can help you save and regularly invest small amounts into your own diversified portfolio. So, start saving and building on your spare change for holiday spending.

By using apps to help save money, you can start saving without even thinking about it, and in time, you’ll have more than enough for a debt-free holiday!

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