You took the right steps to build and improve your score, like paying all your bills on time and removing errors from your credit reports. After all your hard work, you’re on your way to having a good and even excellent credit score – so, now what? You need to nurture your credit to keep your score in good standing.
3 tips to help you nurture your credit:
- Keep open your active accounts that show a positive history of timely payments so that you don’t lose the credit history.
- Payment history is one of the biggest factors influencing your sore, so continue to pay all your bills on time.
- Have a mix of credit that includes revolving accounts and installment loans.
If you’re renting, did you know that you can nurture your credit score by having your on time rent payments reported to the credit bureaus? Solutions like RentReporters can help you build and improve your score by reporting your payments to TransUnion.