3 Credit Score Myths You Can’t Afford to Believe

You probably have a general idea of how to get a good credit score – like by paying your bills on time, avoiding excessive debt, and not applying for too many credit cards. But there are also a lot of credit myths out there, and these myths can prevent you from maximizing your credit score.—Read More

FICO vs. VantageScore: Credit Inquiries

You’ve probably heard this before – don’t open too many credit cards all at once because it can negatively impact your credit score. And in case you’re wondering why, it’s because every time you apply for a new credit card, the lender does a hard credit inquiry to check your credit worthiness. With FICO and—Read More

FICO vs. VantageScore: Payment History

When it comes to your credit score, paying your bills on time every month matters. In fact, for both FICO and VantageScore, having a history of on time payments is one of the most important factors in calculating your credit score. When looking at your payment history, FICO and VantageScore will take into consideration date—Read More

FICO vs. VantageScore: Length of Credit History

If you’re new to credit or don’t have a long history of using credit, then knowing the difference between FICO and VantageScore is really important. For instance, did you know that it can take less time to establish a credit score with VantageScore than FICO? That means if you open a new credit account, you—Read More

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