Krystal Evans, Manager Why I Joined RentReporters: My credit score was low. I didn’t know how to improve it and where to get information to help me. And because of my low credit score, I didn’t have access to credit. As a result, I knew that I wouldn’t be able to…

Epic Journey, Entrepreneur Why I Joined RentReporters: I did not have a history of using credit, so my credit history and score were basically nonexistent. Without a credit score, life can be difficult – you can’t get what you need in life, like approval for unsecured credits card and a…

Michelle Carroll, Office Manager Why I Joined RentReporters: My credit score was low – it was in the 400s, and having a low credit score negatively impacted my life in so many ways. For example, I was not able to lease an apartment on my own, so my boyfriend had…

Angela Thompson, Cosmetology Director Why I Joined RentReporters: I found myself unemployed, and as a result, I fell behind on my mortgage payments. I tried different loan modifications to keep my home, but that only made my situation worse, as my credit score plummeted due to all the hard credit…

Michele Noel, Business Analyst Why Join RentReporters: After my divorce, my credit score went down to the low 600s, and because of my low score, life became difficult. I was denied loans and credit cards. My car insurance rates doubled, and I had a difficult time getting approved to rent…

Shelly Onaka, Project Coordinator Why I Joined RentReporters: My credit took a dive after my husband and I separated. While we were married, all the bills were under my name, and he paid the bills. When we separated, he suddenly stopped paying them, and as a result, my credit score…

Gloria Cordova, House Keeper Why I Joined RentReporters: Before I came to the United States, I understood little about credit. I knew the basics, like you needed to have a good credit score if you wanted to buy a home. As one of the millions with a low credit score,…

Raul Hernandez, School Administrator Why I Joined RentReporters: My wife and I were looking to buy a home for our family. We have four children, and for me, I wanted to settle in what was “our” home to provide everyone with a sense of security and stability. Sometimes, that can…

Lindsay Saldebar, College Student Why I Joined RentReporters: Like many people my age, I graduated from high school and started college. As a college student, most of my time is focused on studying, pursuing extracurricular activities, and spending time with friends – and just as important to my undergraduate experience,…

Vishal Patel, Software Engineer Why I Joined RentReporters: I moved to the United States in 2014, and in December of that year, I received my first credit card. I was not happy with the credit card, so I decided to close it. During this time, I was also shopping around…