Gloria Cordova, House Cleaning
Why I Joined RentReporters:
Before I came to the United States, I understood little about credit. I knew the basics, like you needed to have a good credit score if you wanted to buy a home.
As one of the millions with a low credit score, I did not have access to what many people may take for granted – like having a “regular” or an unsecured credit card. I was repeatedly denied when I applied for a credit card, and I even went to a local bank to see what my options were. I was told that I would first have to have a managed account with them, and after one year, I might qualify for a credit card.
I felt limited. For instance, going shopping meant that I had to have cash to buy what I needed, so I could only purchase the basic necessities. Additionally, because of my low credit score, I knew that I would not be approved for a good loan to buy a home or a car. I became increasingly frustrated with my attempts to gain access to credit and improve my credit score. I wanted to give up – even with getting something as basic as a credit card.
Then, I heard about RentReporters. I never knew that reporting my on-time rent payments could help me improve my credit score. So, I signed up, and in one week, my score increased by 30 points!
After Joining RentReporters:
With my improved credit score, I am now approved for a credit card, and for me, this is life changing. I can now help my children, who are currently enrolled in college, and no longer need to make cash-only purchases. And because I now have a better understanding of credit and how to responsibly build and manage it, I will continue to proactively improve my credit score, so that in time, I can be approved for a mortgage and purchase a home.
My Experience with RentReporters:
Customer service was responsive, and the team was able to answer my questions. They took the time to provide the details to help me understand the process and how reporting my rent payments could improve my credit score. I have recommended RentReporters to my family, friends and colleagues. If you’re looking to improve your credit score, I highly recommend giving RentReporters a call!