Your credit score is a number that you may have taken for granted, at least until it was time to achieve some of your life goals like applying for a mortgage, an auto loan, or credit cards. The fact is...your credit score is important, and it follows you your whole…

Your credit score plays a big part in your life. Not only does it affect the interest rates you pay when buying a house or car, but it can also affect the deposit you pay when renting, your insurance premiums, and even your job applications. Your credit score matters so…

While the economic uncertainty caused by the pandemic has taken a toll on people and families across the country, we are beginning to turn the corner. More and more people are getting vaccinated, businesses are re-opening, and the number of new cases continues to decline. We may find ourselves getting…

If you’ve laid out some financial goals for the year, having a plan to build better credit is a good first step to take. Good credit means you can borrow money at a lower interest rate, qualify for lower interest rate credit cards, and also save money on utilities, mobile…

We recently surveyed 500 renters across the country and -- not surprisingly -- found out that most people are concerned about their credit score with the current Covid-19 pandemic. Not only are people concerned about their credit rating during these difficult times, but about half of the respondents told us…

If you’re one of millions of Americans who have faced job loss or reduced income from the Covid-19 pandemic and are facing financial hardship, you may be worried that missing rent and other payments will affect your credit score. The good news is that at least for the near-term, your…

The holidays often prompt consumers to rack up charges on their credit cards, leading to a January debt hangover. While that can be troublesome enough, carrying that debt is about to grow costlier. The Federal Reserve’s December decision to boost interest rates by one-quarter of a percentage point will translate…

Did you graduate from school and are you on your own for the first time? Are you in the military and did you just return from overseas deployment? Are you a recent immigrant to the United States? Did you and your spouse get divorced? If so, then like millions of…

Nothing can be more frustrating than checking your credit scores and discovering they aren’t as strong as you think they should be, even though you pay your bills on time.  For those with clean payment histories, the culprit bringing down their scores is often a formula that sounds like it…

45 million Americans do not have a credit score  – that’s one in every 10 adults!  And it can happen to anyone – young adults on their own for the first time, military personnel returning from overseas, recent immigrants to this country, those who are widowed or divorced…and maybe, even…