Personal Finance Archives

Financial Tips

After all…reporting your rent is just the start. We help you get serious about your finances!!

Tools

Learning Center Topics

Explore all Resources Of Personal Finance

Debt Snowball vs. Debt Avalanche

As consumers, we’re likely to incur various debts across different accounts. Whether you’re newly out of college or securing a car loan, you’ll need to come up with a plan to pay down the slew of balances accumulated over time, such as student loans, car loans, credit card balances, etc.…

Stephany Lamas , Student Account Manager

Renting Tips - 4 mins read

Los Angeles Bans Landlords From Increasing Rent Until 2023

In March 2020, the Los Angeles County Board of Supervisors adopted the Los Angeles County COVID-19 Tenant Protections Resolution, which prohibits rent increases, among many other things. As a result, landlords in Los Angeles are forbidden from raising the cost of more than 650,000 rent-stabilized units, which represents nearly three-quarters…

Stephany Lamas , Student Account Manager

Personal Finance , Personal Finance , Renting Tips - 8 mins read

13 Ways to Save Money on Monthly Rent Payments

If you're looking to rent or move from your old apartment into a new apartment, then you know how expensive it is to rent nowadays. The average rent back in 2009 was about $1,132. But housing costs have skyrocketed in the past decade, bumping the average rent to almost $1,470…

Stephany Lamas , Student Account Manager

Debt Management , Debt Management , Debt Management , Personal Finance , Personal Finance , Personal Finance , Personal Finance , Personal Finance , Personal Finance - 8 mins read

How to Negotiate Medical Bills

Did you know that about one in three US adults has medical debt? According to research from Stanford economist Neale Mahoney, Americans have at least $140 billion in outstanding medical debt. However, you CAN negotiate your medical bills! If we can negotiate the price of our home, car, and salary,…

Stephany Lamas , Student Account Manager

- 4 mins read

How Much to Budget

Imagine that you've just graduated college and you've secured your first job. Your parents are passively encouraging you to move out of the home you've shared with them for the past 20 years. So now it's time to embark on your journey towards independence and go shopping for an apartment.…

Stephany Lamas , Student Account Manager

Personal Finance - 7 mins read

What is a Credit Tradeline?

If you’ve ever looked into ways to boost your credit or checked out credit repair services, you may have come across the term “credit tradeline.” Don’t knock yourself on the head if you don't know what that term means for you and your overall credit, we’re here to help you…

Aileth Kim , Student Account Manager

- 12 mins read

Best Alternatives to a Payday Loan

When Americans find themselves in extreme financial distress, as millions are today, payday loans might seem like the only option for relief. But the truth is, they’re unfair, costly, and take advantage of people who are most vulnerable. Payday loans are often issued to people who have bad credit, no…

RentReporters , Student Account Manager

Homeownership - 6 mins read

How To Calculate Your Debt-To-Income Ratio

When applying for a mortgage, the debt-to-income ratio (DTI) is one of the factors, along with credit score and income, that lenders use to determine your mortgage eligibility. If you’re hoping to qualify for a mortgage or a refinance, you’ll need to know about your debt-to-income ratio and how to…

RentReporters , Student Account Manager

Personal Finance - 3 mins read

Three Things to Know About the 2nd Stimulus Payment

Many Americans are receiving a 2nd stimulus check for $600 from the federal government and have questions about how the money can or should be used. Below are three key points to know about the latest stimulus payments. (more…)