The federal reserve continues to raise interest rates, affecting adjustable-rate debt, such as credit cards and auto loans. The Fed warned that there would be more increases this year.  Consider paying off those high-interest debts now before it becomes harder and more expensive to do so. Financial advisers suggest paying…

As consumers, we’re likely to incur various debts across different accounts. Whether you’re newly out of college or securing a car loan, you’ll need to come up with a plan to pay down the slew of balances accumulated over time, such as student loans, car loans, credit card balances, etc.…

Rent prices have increased throughout the country. Many are struggling to pay for rent as inflation rises and the cost of living becomes harder to afford. If you are one of the many people struggling to pay for rent, we have some solutions below to consider.  Try to cut down…

Did you know that about one in three US adults has medical debt? According to research from Stanford economist Neale Mahoney, Americans have at least $140 billion in outstanding medical debt. However, you CAN negotiate your medical bills!  If we can negotiate the price of our home, car, and salary,…

Imagine that you've just graduated college and you've secured your first job. Your parents are passively encouraging you to move out of the home you've shared with them for the past 20 years. So now it's time to embark on your journey towards independence and go shopping for an apartment.…

Credit cards offer consumers, like you and I, the flexibility and convenience to purchase products and services on credit. Swiping the card is easy and we don’t really think much of it until the statement closing dates loom near.  At the end of 2022, total credit card debt hit a record…

Every so often, life throws the unexpected at us and we find ourselves in a difficult financial situation. We experienced exactly this during COVID-19; the pandemic caught us all by surprise and caused ramifications that we’re still working to undo. Some lost their jobs, others their businesses and some of…

Going to the emergency room or having an unexpected illness can be expensive. And just like any other bill, you need to pay your medical bills. Doctors and hospitals usually do not report debts to credit reporting agencies, but that doesn’t mean if you have unpaid medical bills you’re off…

When Americans find themselves in extreme financial distress, as millions are today, payday loans might seem like the only option for relief. But the truth is, they’re unfair, costly, and take advantage of people who are most vulnerable. Payday loans are often issued to people who have bad credit, no…