3 Things That Can Negatively Affect Your Credit Score

Keeping tabs on your credit score can be difficult, especially if you don’t know what’s hurting it. So, whether you want to increase your credit score, fix mistakes on your report, or repair credit issues of the past, here are 3 things you need to know that can negatively affect your credit: Closing Old Credit—Read More

FICO vs. VantageScore: Credit Inquiries

You’ve probably heard this before – don’t open too many credit cards all at once because it can negatively impact your credit score. And in case you’re wondering why, it’s because every time you apply for a new credit card, the lender does a hard credit inquiry to check your credit worthiness. With FICO and—Read More

FICO vs. VantageScore: Payment History

When it comes to your credit score, paying your bills on time every month matters. In fact, for both FICO and VantageScore, having a history of on time payments is one of the most important factors in calculating your credit score. When looking at your payment history, FICO and VantageScore will take into consideration date—Read More

FICO vs. VantageScore: Length of Credit History

If you’re new to credit or don’t have a long history of using credit, then knowing the difference between FICO and VantageScore is really important. For instance, did you know that it can take less time to establish a credit score with VantageScore than FICO? That means if you open a new credit account, you—Read More