When it comes to your credit score, paying your bills on time every month matters. In fact, for both FICO and VantageScore, having a history of on time payments is one of the most important factors in calculating your credit score. When looking at your payment history, FICO and VantageScore will take into consideration date—Read More
David Sawyer, Contractor Why I Joined RentReporters: My wife Teresa had surgery, which then led to more health issues and many medical bills. It almost destroyed us financially, as we had to sell everything to pay our bills and make ends meet. We even came close to losing our house. We had a lease with an—Read More
If you’re new to credit or don’t have a long history of using credit, then knowing the difference between FICO and VantageScore is really important. For instance, did you know that it can take less time to establish a credit score with VantageScore than FICO? That means if you open a new credit account, you—Read More
Jonathan Weary, Entrepreneur Why I Joined RentReporters: My credit score was low – in the 400 and 500 range – and it just kept going down because of all the credit inquiries. So, I decided to try to build my score by using a credit repair service, but I didn’t get any positive results with them.—Read More
