Credit Education , Credit Score - 7 mins read
Financial Tips
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Debt Management , Personal Finance - 12 mins read
Best Alternatives to a Payday Loan

Renting Tips - 7 mins read
What is Considered a Late Rent Payment?

Financial Goals - 13 mins read
10 Ways to Get Your Finances Under Control
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Debt Management , Personal Finance - 4 mins read
How Much to Budget
Imagine that you've just graduated college and you've secured your first job. Your parents are passively encouraging you to move out of the home you've shared with them for the past 20 years. So now it's time to embark on your journey towards independence and go shopping for an apartment.…
Stephany Lamas , Student Account Manager

Credit Education , Credit Report , Credit Score - 5 mins read
What’s The Difference Between Credit Scores and Credit Reports?
Credit scores and credit reports are essential in qualifying for everything from credit cards to apartment rentals and auto lending. However, you may be shocked to find out that there's a difference between a credit score and a credit report. It all may sound very similar, but the truth is…
Stephany Lamas , Student Account Manager

Credit Education , Debt Management - 10 mins read
What Is A Balance Transfer And Why Would You Use One?
Credit cards offer consumers, like you and I, the flexibility and convenience to purchase products and services on credit. Swiping the card is easy and we don’t really think much of it until the statement closing dates loom near. If you’re stuck with a large debt on a credit card…
Aileth Kim , Student Account Manager

Homeownership , Renting Tips - 8 mins read
Rental Payment History Now Included In Fannie Mae & Freddie Mac’s Underwriting Process
The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac will both consider rent payment history as part of their underwriting process so that buyers with limited credit histories can more easily obtain home loans. Future borrowers now have the benefit of a positive rental payment history…
Aileth Kim , Student Account Manager

Credit Education , Personal Finance - 7 mins read
What is a Credit Tradeline?
If you’ve ever looked into ways to boost your credit or checked out credit repair services, you may have come across the term “credit tradeline.” Don’t knock yourself on the head if you don't know what that term means for you and your overall credit, we’re here to help you…
Aileth Kim , Student Account Manager

Debt Management , Renting Tips - 11 mins read
What You Need To Do If You Can’t Pay Your Rent
Every so often, life throws the unexpected at us and we find ourselves in a difficult financial situation. We experienced exactly this during COVID-19; the pandemic caught us all by surprise and caused ramifications that we’re still working to undo. Some lost their jobs, others their businesses and some of…
Aileth Kim , Student Account Manager

Credit Score , Financial Goals - 7 mins read
How Much Money Can You Save with a 40 Point Boost On Your Credit Score?
If you’ve poked around our site, you’ve probably known that our customers experience an average increase of 40 points in 10 days after reporting their rent payments. 40 points? One might say 40 points seems insignificant. Actually, it’s quite the opposite. 40 points can take you from what's considered a…
Aileth Kim , Student Account Manager

Credit Education , Credit Score - 7 mins read
What Does it Mean if You’re Credit Unscorable?
About 45 million American consumers – maybe even you – are classified as credit unscorable. In other words, you have a limited or thin credit file, which means you have no credit score and credit agencies aren’t able to determine your credit risk. What does that mean? Quite simply, you’re…
RentReporters , Student Account Manager

Debt Management - 5 mins read
Have Medical Debt? Be Proactive
Going to the emergency room or having an unexpected illness can be expensive. And just like any other bill, you need to pay your medical bills. Doctors and hospitals usually do not report debts to credit reporting agencies, but that doesn’t mean if you have unpaid medical bills you’re off…
RentReporters , Student Account Manager

Debt Management , Personal Finance - 12 mins read
Best Alternatives to a Payday Loan
When Americans find themselves in extreme financial distress, as millions are today, payday loans might seem like the only option for relief. But the truth is, they’re unfair, costly, and take advantage of people who are most vulnerable. Payday loans are often issued to people who have bad credit, no…