Saving enough money for a down payment can be one of the most challenging parts for potential home buyers. Having an idea of how much you will need is helpful, but how much of a down payment do you REALLY need? This depends on various factors, such as the house…

Many first-time home buyers unintentionally make several mistakes in the mortgage and home-buying process. So when buying a house, you must follow a few best practices and avoid common mistakes to ensure your home buying process is smooth and successful.  Here are some of the most common mistakes to avoid. …

Buying a home is one of people's biggest life goals, and saving up enough money for it can feel like a hefty task. However, having a saving plan can help you put away the amount you need for a down payment on the home of your dreams. We'll show you…

The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac will both consider rent payment history as part of their underwriting process so that buyers with limited credit histories can more easily obtain home loans. Future borrowers now have the benefit of a positive rental payment history…

When applying for a mortgage, the debt-to-income ratio (DTI) is one of the factors, along with credit score and income, that lenders use to determine your mortgage eligibility. If you’re hoping to qualify for a mortgage or a refinance, you’ll need to know about your debt-to-income ratio and how to…

What Credit Score Do You Need To Get Approved For A Mortgage? For many people, homeownership is part of the American dream – you work hard and save up to buy your dream home. And to make that dream a reality, most likely, you’ll need a home mortgage. When applying…

Homeownership – it’s still part of the American dream. And most likely, to buy your dream home, you’ll need a home mortgage, and that means to be approved and get the best deal, at the very least, you will want a “good” credit score. If you’re a renter, solutions like…

Your credit score is important – it follows you your whole life and can help you gain access to better financial products so that you can realize your life goals, like buying your dream home. And if you have a low or no credit score, don’t fret – there is…

In this webinar, we explored ways to increase your chances of pre-approval for loans and the benefits of getting credit for your monthly rental history. Whether a current homeowner looking to refinance or a renter aiming to purchase your first home, here are some ways to increase your chances of…

What if you could be approved for a home mortgage with a low interest rate? What if you could start creating memories in your forever home? What if you could buy your dream home? For many, homeownership still represents the American dream. If you want to realize that dream, your…