You’re in college to earn a degree to get that dream job. And like millions of Americans, you probably had to get a student loan to help pay for tuition, books, and living expenses. That means when you graduate, you’ll have student debt. Unfortunately, student debt has long-term effects on…

College is expensive and if you're like most undergraduates, you probably took out a student loan. In fact, nearly 70% of graduates have student debt and 44 million Americans have a total of $1.71 trillion in student loan debt! When it’s time to pay back those loans, it's important to…

You’re in college so that you can get your degree, and with that degree, land that dream job. Like most college students, you have a lot going on, so chances are your credit score is the last thing on your mind.  Your credit score is important and can make things…

According to a U.S. News nationwide survey of college students, 44% of respondents were not taught about the importance of credit usage by their parents or teachers, and nearly one-third did not know what their credit score is. And as many of these young adults will soon realize, their credit…

Last year, Lindsay Saldebar shared her credit journey. At the time, she was starting her freshman year in college, and like many of her friends, she was living on her own for the first time. Transitioning from living at home to life on campus meant she was still dependent on her…

Do You Know Your Grace Period? When the time comes to pay back your student loans, there’s a lot to consider – like your grace period. And the grace period differs, as it’s based on the various loans you may have. So, where to start? First, you need to know…

With interest rates hovering near all-time lows, we see commercials and ads for home refinancing all the time. By choosing a new loan with a lower interest rate and better terms, the experts say, you can lock in a lower monthly mortgage payment, extend or reduce your loan’s term, and pay less in…

Establishing a positive credit history now can be beneficial down the road when you want to qualify for an auto loan or a mortgage. This may be especially true if you’re in college or have recently graduated, and are thinking about big purchases. Start Slow Good credit takes time to…

I graduated from college in 2014, and like many recent graduates, I have student debt. And today, when I look back at my college years and how I handled college loans, credit and debt, I did it all wrong. Starting college was an exciting time, and yet, I had many…

When you’re a college student, you have a lot going on – from writing papers and studying for exams, to participating in campus activities. Chances are with your busy schedule, building your credit score is the last thing on your mind. You might think, “Why do I need to worry…