The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac will both consider rent payment history as part of their underwriting process so that buyers with limited credit histories can more easily obtain home loans. Future borrowers now have the benefit of a positive rental payment history…

Every so often, life throws the unexpected at us and we find ourselves in a difficult financial situation. We experienced exactly this during COVID-19; the pandemic caught us all by surprise and caused ramifications that we’re still working to undo. Some lost their jobs, others their businesses and some of…

Late Payments With Your Landlord vs With Credit Reporting Agencies Are you worried about late payments to your landlord and it negatively affecting your credit score? A late rent payment might mean different things to you, to your landlord, and to credit bureaus. To help with that we will answer…

Since the beginning of the pandemic, renters have been protected from eviction and not required to pay rent if they can prove financial hardships due to COVID-19. However, the rent payments are not forgiven entirely. They are in a forbearance program which means the rent must be paid back at…

It’s that time again, rent renewal time. We all know what typically happens next, your landlord tells you rates are going up and you have a short window of time to either pay it, or find another place to live. But did you know, can you negotiate with your landlord…