Credit Education , Credit Score - 7 mins read
Financial Tips
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Debt Management , Personal Finance - 12 mins read
Best Alternatives to a Payday Loan
Renting Tips - 7 mins read
What is Considered a Late Rent Payment?
Financial Goals - 13 mins read
10 Ways to Get Your Finances Under Control
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Credit Education , Credit Report - 17 mins read
What You Need to Know About Credit Reports and Your Rights
Credit laws and consumer protections are complicated. You don’t need to know every detail about these laws but you should definitely be familiar with your rights so know how to properly respond to issues that arise. The Equal Credit Opportunity Act (ECOA) The Fair Credit Reporting Act (FCRA) The Fair…
RentReporters , Student Account Manager
Homeownership , Personal Finance - 7 mins read
How To Calculate Your Debt-To-Income Ratio
When applying for a mortgage, the debt-to-income ratio (DTI) is one of the factors, along with credit score and income, that lenders use to determine your mortgage eligibility. If you’re hoping to qualify for a mortgage or a refinance, you’ll need to know about your debt-to-income ratio and how to…
RentReporters , Student Account Manager
Credit Education - 2 mins read
Applying for Your First Credit Card
We live in a credit-driven world, so if you have a low or no credit score, you might be getting through life without having a credit card. That can be challenging since you always need cash readily available to buy what you need. It’s the catch-22 of credit. If you…
RentReporters , Student Account Manager
Credit Education - 12 mins read
What Is Credit?
The Answers To All Your Important Questions. Credit is the ability to borrow money or access goods or services with the understanding that you'll pay later. Lenders, merchants, and service providers (known collectively as creditors) grant credit based on their confidence you can be trusted to pay back what you…
RentReporters , Student Account Manager
Credit Education , Credit Report , Credit Score - 5 mins read
Checking Your Credit Reports
One of the most important things you can do to protect your credit – especially now – is to check your report regularly. Equifax, Experian and TransUnion are making every consumer’s personal credit report available for FREE on a weekly basis through April 2021. To get a free copy of…
RentReporters , Student Account Manager
Credit Education , Credit Report - 3 mins read
Nationwide Credit Reporting Agency What You Need to Know
Most people who have entered the world of credit have heard of Experian, Equifax, and TransUnion. These three credit reporting agencies—also called credit bureaus and consumer reporting agencies—play a big role in our ability to get mortgages, car loans, credit cards, and sometimes even renting an apartment or getting a…
RentReporters , Student Account Manager
Credit Report , Credit Score - 7 mins read
FICO vs. VantageScore: Scoring Models – How They Differ
Did you know that there is more than one scoring model to calculate your credit score? The two main scoring models to calculate your credit score are FICO and VantageScore and lenders may look at one, or both of them when making decisions to issue a credit or approve you…
RentReporters , Student Account Manager
Credit Education , Credit Score - 7 mins read
Credit Score 101
Your credit score determines if you can be approved for a loan, can get a good deal on a cell phone plan, can have utilities in your name, and can be approved for a credit card. But, what if you’re like one of the 45 million Americans who have a…
RentReporters , Student Account Manager
Credit Education , Homeownership - 7 mins read
What Credit Score Do You Need To Buy A House?
What Credit Score Do You Need To Get Approved For A Mortgage? For many people, homeownership is part of the American dream – you work hard and save up to buy your dream home. And to make that dream a reality, most likely, you’ll need a home mortgage. When applying…
RentReporters , Student Account Manager
College - 3 mins read
The Long-Term Impact of Student Loan Debt
You’re in college to earn a degree to get that dream job. And like millions of Americans, you probably had to get a student loan to help pay for tuition, books, and living expenses. That means when you graduate, you’ll have student debt. Unfortunately, student debt has long-term effects on…